We offer a complete, diverse and flexible range of asset financing services and options and Capital Access Group is accredited with Australia’s leading financial institutions ensuring that we are able to offer attractive finance terms, tailored to suit your particular requirements
We specialise in Commercial Equipment Finance & leasing, including experience and success in the following areas:
•Metals Manufacturing machinery & equipment
•Food processing machinery & equipment
•Printing Equipment & Machinery
•Office furniture & fit outs
•Medical and dental equipment
Whether you are requiring equipment finance for large scale heavy machinery or small ticket commercial equipment financing (starting from $3,000) we know how to best structure a deal and are proactive in finding and offering you alternatives when required.
We will go the extra length to find a way, if there is a way to finance your business needs
Our Equipment Financing Services & Options:
Equity is increased with each payment and you may decide to payout the loan and purchase the goods at any time during the contract.
Monthly payments can be structured to suit your cash flow and a deposit may be paid if so desired.
The difference between this product and Commercial Hire Purchase and Leasing is that the customer owns the equipment from day one for both common law and tax purposes.
This may benefit business customers who utilise a cash accounting system. We recommend you check with your accountant or legal advisor first.
The term of the Lease can be matched to the expected life of the asset with fixed rates and the ability to structure payments to suit your particular cash flow requirements.
We can arrange Master Lease Agreements for you and assist with Progressive Draw downs (Escrow agreements) as required by some suppliers.
In return, the employee 'sacrifices' a portion of their salary to cover the cost of the finance. If the employee ceases employment with that employer, they retain the vehicle, but then become responsible for all future leasing and operating costs. A replacement Novation agreement may be established with a new employer.
Under these arrangements, certain benefits arise for both the employee and the employer.
By selecting a Novated Lease, the employee can chose the car of their choice whilst the employer removes the burden of listing the vehicle in its books and having to dispose of it should the employee leave.
We can assist you with this by arranging a 'Sale & Leaseback' of the particular goods. The Finance type can be Hire Purchase, Chattel mortgage or Lease depending on your particular requirements.
Conditions and price vary from lender to lender. One of the more popular options we offer does not require sole traders, partnerships & private companies to provide financial statements for transactions up to $35,000*.
* Conditions Apply.
A Rental agreement gives you the flexibility to enhance, upgrade or add equipment during the rental period. Rental is ideal for goods that require regular upgrades.
There is the extra benefit of no residual so that you can return the equipment when the contract expires (so long as they are in good working order) or you can continue to rent the goods for a further period.
"Business Equipment Finance required? Ask Capital Access, financing outcomes for YOUR business" Enquire Now.